Stephen Carter earned his MBA in Change Management and Finance from the University of Houston – Clear Lake, at which point he began working primarily in the finance arena. Stephen has served in managerial and executive level positions for consulting firms, medical insurance companies, oil & gas upstream & downstream companies, and technology firms. He has over 21 years of finance and management experience, and continues to be heavily involved in his community, church, and family life.

Dr. Sterling Carter is a decorated Army veteran who proudly served his country for more than 25 years. Major Carter served in various leadership roles, including Executive Officer of an Army hospital unit where he was responsible for the management and well-being of 350 soldiers. He is a decorated officer, and has received multiple awards for meritorious service. Dr. Carter has practiced as a professional physical therapist for more than 20 years. A graduate of Langston University, he obtained a Bachelor’s Degree in Biology in 1993 as well as a Bachelor’s Degree in Physical Therapy in 1997. He received his Master of Science degree in Physical Therapy, with a focus in Orthopedics from Texas Woman’s University in 2007 and a Doctorate in Physical Therapy from Simmons College in 2013.